Overview

Overview

PetSure Equine provides cover on Vet bills for things like:

  • Consultation / Examinations / Visit Fees
  • Travelling Fees
  • Gastro Intestinal Problems
  • Injectable Drugs
  • Intra-Articular Injections
  • Medicines
  • Orthopaedic Surgery
  • Surgical Procedures under General Anaesthetic
  • Physiotherapy or Acupuncture (authorised by a registered Vet)
  • Pathology
  • Radiology
  • Routine Care Cover

The Routine Care Cover benefit is included in your monthly premium and may be utilised towards any of the following treatments, if rendered and provided by a registered Vet:

  • Annual Vaccination
  • Deworming
  • Tick and Flea Control
  • Dental Corrections
  • Waiting Period: One Calendar Month from start date for accidental injury and Two Calendar Months from inception date for illness
  • Join date will always be the 1st of a month.
  • Horses must be between the ages of six months and 15 years old to join.
  • Once on cover your horse is covered for life providing your premiums are kept up to date.
  • Claims are paid according to the PetSure Equine Tariff Rate. This internal tariff of fees is based on usual and customary Veterinary charges and is reviewed annually.
  • There is an excess deductible percentage with a minimal value per claim (refer Benefits and Premium Schedule).
  • There is no excess deductible on Routine Care claims.
  • A policy year is the 12-month period between the anniversaries of the horse’s start date.
  • Benefits renew on the anniversary of the horse’s start date.
  • Annual refers to the 12-month period between the anniversaries of the horse’s start date.
  • ANNUAL REVIEW IN PREMIUMS AND BENEFITS EFFECTIVE 1ST JULY EACH YEAR.

Requirements: When you apply for horse insurance you will be asked to sign or agree a declaration confirming that you have disclosed any information that may affect the application. This includes information on your horse’s state of health and previous veterinary history.

Veterinary Certificates: Veterinary Certificates not older than 6 months are required for this cover at the inception of the policy.

Terms & Conditions apply [refer to the PetSure Equine Policy Document and  PetSure Equine Benefits and Premium Schedule.